Hey everyone,
I’ve been seeing a lot of chatter recently about Ripple’s XRP being used by the Federal Reserve as part of a global payment solution. There are posts all over Twitter claiming that the Federal Reserve is incorporating XRP into its FedNow payment system. I’ve even seen people mention that Google AI has supposedly confirmed that XRP, along with XLM, are the only digital assets that will be utilized to facilitate payments within this new system.
One of the more interesting claims I saw was that the Federal Reserve has labeled XRP and XLM as the main cryptocurrencies for cross-border payments, essentially making them the core assets for these kinds of transactions.
Can anyone shed some light on this? Is there any truth to these rumors beyond just Twitter speculation and AI-generated content? Is the Federal Reserve really using XRP for payment processing, or is this just misinformation circulating online?
I’m curious if anyone has come across credible sources—besides social media—that back this up. It’d be great to get some clarity on whether XRP really is tied to FedNow, or if this is just more hype.
Thanks in advance!
Don’t Fall for the XRP FedNow Hype, It’s Just More Paid Shilling
Listen, this whole rumor about the Federal Reserve using XRP (or XLM) for a global payment system is absolute nonsense. It’s nothing more than a marketing tactic from paid influencers trying to pump the price of XRP while the insiders quietly dump their bags on unsuspecting investors. The idea that the Federal Reserve, which oversees the nation’s monetary policy, would entrust their payment system to a centralized company like Ripple is ridiculous.
First off, the Fed has never made any official statement about using Ripple’s XRP in its FedNow payment system, or anywhere else, for that matter. If you haven’t noticed, FedNow is designed to enable real-time payments, but they’re building it to work with regulated institutions—not speculative cryptocurrencies. They’re not about to hand over the reins of America’s financial system to a company that holds an enormous portion of its own token supply, waiting to be dumped. Ripple still controls a massive amount of XRP, and that alone is a huge red flag. Why would the Federal Reserve ever tie itself to a coin where one company has the power to tank the market by dumping their holdings?
Honestly, this is classic crypto hype. If it sounds too good to be true, it probably is. All this talk of XRP and XLM being “the only digital assets” in the system is just more Twitter and AI-generated BS to keep retail investors hooked while the insiders cash out. Remember, these influencers are likely being paid to pump these rumors. If the Federal Reserve were really considering XRP for its payment infrastructure, you’d see it in the news, not just in Twitter threads.
Bottom line: Don’t buy into the hype. If the Federal Reserve wanted to integrate a payment solution, they would use regulated, transparent systems that align with U.S. financial laws—not a crypto asset controlled by a single company with a history of pushing PR stunts.
No, the Federal Reserve would never use XRP because its reliance on a single centralized entity contradicts the very principles of decentralization and stability that underpin a robust financial system. The Fed prioritizes security and resilience in its payment networks, and integrating a cryptocurrency like XRP, which is linked to a company that can manipulate its supply and price, would introduce significant risks. Such a move could undermine the Fed’s credibility and disrupt the financial ecosystem it aims to stabilize, making it an unthinkable choice for an institution tasked with maintaining economic stability.
No, the Federal Reserve is not utilizing XRP as a payment solution! 🚨 And remember, Hexa Social has officially labeled Ripple’s XRP as a “scam coin.”
This decision stems from ongoing misinformation, a lack of transparency, and minimal growth, leading to its Forbes classification as a “zombie chain.” Concerns about opaque tokenomics and the risk of substantial insider token dumps pose serious threats to unsuspecting investors.
Hexa Social is committed to protecting its community and encouraging critical discussions about the viability of XRP and the essential need for transparency in the cryptocurrency space.
For the full statement, visit: Hexa Social.
I believe HBAR is more likely to be approved by the Federal Reserve as a payment solution over XRP, especially with Dropp, which is built on Hedera, being added to the FedNow Service Showcase. HBAR utilizes Hedera Hashgraph, known for its fast and low-cost transactions, making it ideal for the Fed’s goals of enhancing payment efficiency. Dropp’s integration highlights HBAR’s practical application in traditional banking systems, showcasing its real-world utility. Additionally, HBAR has a strong focus on compliance and governance, essential for gaining regulatory approval. Its growing recognition in the market could also sway decision-makers in favor of HBAR over XRP. Overall, HBAR seems to have the upper hand!